Terms of Service

1. Acceptance of these terms

By accessing or using figureloansapp.com (the "Site"), you agree to these Terms of Service. If you do not agree, do not use the Site.

2. Eligibility

The Site is intended for residents of the United States who are 18 years of age or older.

3. We are not a lender

FigureLoansApp is an independent publication. We do not make loans, make credit decisions, broker loans, or guarantee approval, rates, or terms. Submitting a request through the Site does not guarantee you will be contacted or receive an offer. All lending decisions are made by lenders, under their own terms.

4. Independence from Figure

FigureLoansApp is not affiliated with, endorsed by, or sponsored by Figure Technology Solutions, Inc. or Figure Lending LLC. References to the Figure name and products are made for identification, review, and comparison purposes only. All trademarks belong to their respective owners.

5. No financial, legal, or tax advice

Content on the Site is for general information and education only. It is not financial, legal, tax, or investment advice and does not consider your individual circumstances. Consult a qualified professional before making a borrowing decision.

6. Accuracy of information

We work to keep rates, fees, terms, and eligibility information accurate as of the date shown on each page. Lenders change their products frequently, and errors can occur. Always confirm current terms directly with the lender before applying or signing loan documents.

7. Loan request form and third parties

The loan request form on the Site is provided by a third-party lead-generation partner. Information you submit is governed by that partner's terms and privacy policy, which are presented within the form, and may be shared with lenders in its network. We are not responsible for the products, services, communications, or practices of any third party.

8. Advertising and affiliate disclosure

The Site is supported by advertising and affiliate relationships. We may receive compensation when you submit a request or apply through links or forms on the Site. Compensation does not influence our editorial ratings or reviews. This disclosure is provided in accordance with FTC 16 CFR Part 255.

9. Acceptable use

You agree not to:

• Use the Site for any unlawful purpose
• Submit false information or information belonging to another person
• Attempt to gain unauthorized access to the Site or its systems
• Scrape or republish Site content for a competing publication
• Interfere with the Site's normal operation, including through automated traffic

10. Intellectual property

Text, graphics, layout, and code on the Site are owned by FigureLoansApp or its licensors and are protected by U.S. copyright law. You may share links and brief quotations with attribution. Any other reproduction requires written permission.

11. Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, merchantability, or fitness for a particular purpose.

12. Limitation of liability

To the fullest extent permitted by law, FigureLoansApp and its editorial team are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site, your reliance on its content, or your dealings with any third party.

13. Indemnification

You agree to indemnify and hold harmless FigureLoansApp from claims arising out of your violation of these Terms or misuse of the Site.

14. Governing law

These Terms are governed by the laws of the United States and the state in which FigureLoansApp is organized, without regard to conflict-of-law principles.

15. Changes to these terms

We may update these Terms periodically. Continued use of the Site after changes are posted means you accept the revised Terms.

16. Contact

Questions about these Terms: [email protected]. See also our Privacy Policy.